Payment Service Provider in Europe
12 providers listed on TreasuryMap
A Payment Service Provider (PSP) is a third-party company that allows businesses to accept electronic payments such as credit and debit card payments. PSPs act as intermediaries between those who make payments (consumers) and those who accept them (retailers/merchants). They will typically offer merchant services and act as a payment gateway or payment processor for e-commerce and brick-and-mortar businesses. They may also offer risk management services for card and bank-based payments, transaction payment matching, digital wallets, reporting, fund remittance, currency exchange (hedging), exotic cross-border transfers and fraud protection.
Why PSP matters for corporate treasurers
For treasuries supporting e-commerce, marketplaces or international sales, the PSP is where money actually enters the business. The choice affects acceptance rates, FX cost, settlement speed, cross-border reach and fraud exposure, so it belongs on the treasury risk register.
What to look for when choosing
- Acceptance methods and geographic reach
- FX handling and cross-border cost
- Settlement speed and reconciliation
- Fraud prevention and chargeback management
- Fees: transaction, FX margin and hidden costs
- Integration with your ERP or TMS and reporting
Payment Service Provider providers
3S MoneyLondon
AlipayHangzhou, China
EburyUK
MasterCardUSA
PayPalUSA
Stone XNew York
SwiftBelgium
TransferMate Global PaymentsKilkenny, Ireland
TRESO2 - Pytheas CapitalFrance
VisaUSA
Viva.comMarousi, Attica
WorldlineFrance