Orbian

Founded by SAP and Citibank in 1999, Orbian is the leading provider of payables solutions, offering the broadest range of products to help global companies optimize their working capital. Our unique and proprietary Bank Pool funding structure, established in partnership with leading global banks and non-banks, delivers a scalable and resilient financing solution that enables companies to combine flexible and cost-effective financing programs under Supply Chain Finance and Payment with Terms©.

Supply Chain Finance: Orbian pays your Suppliers early improving Working Capital and DSO of your Suppliers. Offering SCF to your Suppliers allows your procurement to negotiate longer payment terms with Suppliers improving your DPO and Working Capital. Payment with Terms©: Orbian pays your Suppliers on the due date and offers you a payment term for the repayment to Orbian. Orbian‘s payment protects your liquidity and improves your Working Capital without involving the Supplier.